I believe the state insurance regulator should serve
the people of the state - ALL THE PEOPLE of the state, not just some of the
people.
The primary job of North Carolina's Insurance Commissioner is to protect consumers, and provide a fair and efficient competitive regulatory environment. Consumers are NOT getting the protection they deserve and we do not have a competitive regulatory environment.
There are only 8 companies, other than Blue Cross /Blue Shield, currently writing individual health insurance in North Carolina. (BlueCross has more than 80-percent market share)
On the property insurance side, only 8 companies are writing property insurance in eastern North Carolina
The fire departments and rescue squads need help. It is the proximity of fire departments, especially in rural areas, that determine the fire insurance rates. I will make sure that ALL fire departments and rescue squads have the tools and resources they need to do their job.
I will improve the climate for worker's compensation insurance in North Carolina. Right now the RATES are TOO HIGH and the laws are too complex. I'll work to make workers comp rates lower and streamline the complex regulations.
What I will do as Commissioner of Insurance:
= Make sweeping reforms to the NC DOI and the 'Good Ol' Boy Network' that now prevails in that office. I will review every operation in that department, from bottom to top, from wall to wall, and will cut the red tape and modernize this office and make it work for the people.
= Establish an around-the-clock customer service and crisis command center in the Department of Insurance.
= Put real people on the telephones, not those frustrating push buttons that send you in circles for hours on end.
= Make sure consumers are protected; That YOUR insurance department provides a fair, efficient and competitive regulatory environment, with a free market approach.
= Establish a 'CONSUMER ADVOCATE' in the Department to help resolve consumer disputes with insurers and assist consumers with insurance issues.
By electing Mike Causey, North Carolinians will see increased competition in the insurance market and more new jobs brought to North Carolina. We can be a leader in alternative health care solutions, insurance modernization with a healthy insurance climate in a more free market environment.. These changes will save money, open new markets and strengthen our economy.
www.gocausey.com
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